Ecobank Côte d’Ivoire recrute un(e) Chef(fe) de division implémentation et support H/F en 𝗖𝗗𝗜 au sein de la Direction du Cash Management.
Le/la Chef(fe) de division implémentation met en en œuvre la stratégie de développement des ventes et de la vulgarisation des produits au travers le développement, paramétrage et déploiement des solutions de produits électroniques bancaires pour entreprises (CIB et CMB).
Il/elle assure également les activités de Business Développement, Innovation, Digitales et gouvernement.
Il s’agit d’un poste pays/filiale (avec quelques activités régionales). Le poste implique une interaction constante avec les clients pour générer et structurer des transactions, avec les acteurs en interne principalement les LAM, RAM, GAM, le Ops & Tech, avec eProcess, avec les collègues de la filiale et de la zone UEMOA et d’autres parties prenantes pour le développement et les revues du business.
A ce titre, ses missions principales seront les suivantes :
– Superviser les activités de Client Access & Implementation (Implémentation, Paramétrage, déploiement de solutions, service d’intégration) ;
– Assurer les activités de Business Development et Innovation ;
– Accroître le portefeuille clients utilisant les services à valeur ajoutée en matière de Cash Management et de produits électroniques ;
– Configurer et paramétrer, déployer et vulgariser le déploiement des produits électroniques existants de la banque (OMNI, BankCollect, TPE, Web Acquiring, Ecobank Pay, SWIFT MT 940, …) ;
– Faire des formations pour les clients et les gestionnaires de compte, organiser des forums et des workshops pour identifier et maximiser les opportunités/solutions ;
– Gérer de façon proactive les nouveaux et les clients existants pour assurer une part de marché croissante à la banque ;
– Contribuer à la haute disponibilité des systèmes électroniques bancaires ;
– Participer à l’accroissement des revenus en commission Cash Management.
Cette liste n’est pas exhaustive.
💼Profil recherché :
– BAC+4/5 en informatique/Gestion/Banque ;
– Au moins 10 ans d’expériences en entreprise et au moins 5 ans dans un rôle similaire ;
– Bonne connaissance des systèmes informatiques et des produits digitaux ;
– Bonne Expérience des Produits et Opérations bancaires et des moyens de paiements locaux existants ;
– Gestion de projets ;
– Bonne connaissance de produits du Cash Management Être Bilingue (Anglais/Français) serait un avantage compétitif.
📍Poste basé au Siège ECOBANK à Abidjan.
Nous sommes l’un des meilleurs employeurs d’Afrique.
Si vous répondez au profil décrit, rejoignez-nous en postulant via le mail 𝙍𝙚𝙘𝙧𝙪𝙩𝙚𝙢𝙚𝙣𝙩𝙚𝙘𝙞@𝙚𝙘𝙤𝙗𝙖𝙣𝙠.𝙘𝙤𝙢 en mentionnant le titre du poste en objet.
Date limite de candidature : 12 Février 2024.
Credit Cards for Foreigners :
Welcome, dear reader, to an insightful journey into the realm of credit cards in the USA. If you’re a foreigner navigating the intricate world of American credit cards, you’re in the right place. In this comprehensive guide, we’ll unravel the mysteries surrounding credit cards in the United States, equipping you with the knowledge to make informed decisions and maximize the benefits available to you.
Chapter 1: Understanding the Landscape of Credit Cards in the USA
In this chapter, we’ll delve into the fundamental aspects of credit cards in the USA, exploring the types of cards available, their features, and the regulatory framework governing them. Understanding the landscape is crucial for foreigners seeking to optimize their credit card usage in the United States.
Chapter 2: Building Credit History from Scratch
For many newcomers to the USA, establishing a credit history can be a daunting task. Fear not! In this chapter, we’ll provide actionable tips on how to build your credit history from scratch, laying the foundation for future financial endeavors.
Chapter 3: Navigating the Application Process
The application process for a credit card can seem overwhelming, especially for those unfamiliar with the American financial system. Here, we’ll guide you through the application process, highlighting key factors to consider and common pitfalls to avoid.
Chapter 4: Maximizing Rewards and Benefits
Unlocking the full potential of your credit card involves capitalizing on rewards and benefits. In this chapter, we’ll explore strategies to maximize rewards points, cashback offers, and other perks offered by credit card issuers.
Chapter 5: Managing Debt Responsibly
While credit cards offer convenience and flexibility, they also pose the risk of accumulating debt if not managed prudently. We’ll discuss strategies for responsible debt management, including budgeting techniques and debt repayment plans.
Credit Cards for Foreigners : Avoiding Common Pitfalls
In the fast-paced world of credit cards in the USA, pitfalls abound. From high-interest rates to hidden fees, we’ll identify common traps and provide tips on how to steer clear of them.
Chapter 7: Leveraging Credit Building Tools
In this chapter, we’ll explore innovative tools and resources designed to help foreigners enhance their credit scores and strengthen their financial profiles. From secured cards to credit monitoring services, we’ll cover a range of options tailored to your needs.
Chapter 8: Understanding Credit Utilization and Its Impact
Credit utilization plays a significant role in determining your credit score and overall financial health. Here, we’ll explain what credit utilization is, how it’s calculated, and strategies to optimize it for maximum benefit.
Chapter 9: Exploring Advanced Strategies
For the savvy credit card user, advanced strategies can unlock a world of possibilities. From churning to product switching, we’ll explore advanced techniques for optimizing your credit card portfolio and reaping substantial rewards.
Chapter 10: Planning for the Future
In our final chapter, we’ll discuss long-term planning strategies to ensure sustained success in your credit card journey. From setting financial goals to monitoring your credit health, we’ll provide insights to help you navigate the ever-evolving landscape of credit cards in the USA with confidence.
Frequently Asked Questions
1. How can I choose the right credit card for my needs? Choosing the right credit card depends on various factors such as your spending habits, financial goals, and credit score. Researching different cards, comparing their features and benefits, and considering your individual preferences can help you make an informed decision.
2. What steps can I take to improve my credit score? Improving your credit score requires a combination of responsible financial habits and strategic actions. This includes making timely payments, keeping your credit utilization low, and monitoring your credit report for errors or discrepancies.
3. Is it possible to get a credit card in the USA as a foreigner with no credit history? Yes, it’s possible to obtain a credit card in the USA as a foreigner with no credit history. Secured credit cards, which require a security deposit, are often a viable option for individuals looking to build credit from scratch.
4. How do I avoid falling into debt with my credit card? To avoid falling into debt with your credit card, it’s essential to practice responsible spending and budgeting. Only charge what you can afford to repay, pay your balance in full each month, and avoid carrying a balance whenever possible.
5. What should I do if I encounter unauthorized charges on my credit card? If you discover unauthorized charges on your credit card, it’s crucial to act promptly to mitigate any potential damage. Contact your credit card issuer immediately to report the charges, and follow their instructions for disputing the transactions and securing your account.
In conclusion, mastering credit cards in the USA as a foreigner is a journey filled with challenges and opportunities. By arming yourself with knowledge, practicing responsible financial habits, and leveraging available resources, you can navigate this landscape with confidence and reap the rewards that come with prudent credit card usage. Cheers to your financial success!
